HELP AND INFORMATION
Understanding the basics of dental insurance and how it can
Based on information gathered during the 2001
American Dental Association (ADA) annual session,
dentists report that oral
bacteria, in some studies, have been associated with heart disease,
stroke, diabetes and the birth of pre-term, low- birth- weight babies...
- Annual Benefits: To help contain costs, your plan may limit
your benefits by number of procedures and/or dollar amount in a given
year. In most cases, particularly if you've been getting regular
preventive care, these
limitations allow for adequate coverage...
- All Dental Plans have their Limitations:
Today's health insurance, including your
dental plan, is designed to help you get the care you need at a
reasonable cost. Because each
person's oral health is different, costs can vary widely. To control
dental treatment costs...
tooth decay has declined among
young children as a group, it can still be a problem for individual children,
and even teens and adults...
Wisdom teeth are a valuable asset
to the mouth when they are healthy and properly positioned. Often,
however, problems develop that require their removal. When the jaw isn't
large enough to accommodate wisdom teeth...
sealants act as a barrier,
protecting the teeth against decay-causing bacteria. The sealants are
usually applied to the chewing surfaces of the back teeth (premolars and
molars) where decay occurs most often...
Cleaning Your Teeth:
Replace your toothbrush every three or four months or sooner if the
bristles become frayed. A worn toothbrush will not do a good job of
cleaning your teeth. Children’s
toothbrushes often need replacing more frequently than adults because they can
wear out sooner...
Making Informed Choices:
The law mandates that consumers with dental coverage receive a fully
information handbook -- a
Description of Benefits -- that clearly outlines coverage, limitations and
Dentures: If you’ve
lost all of your natural teeth, whether from periodontal disease, tooth
decay or injury, complete
dentures can replace your missing
teeth and your smile. Replacing missing teeth will benefit your appearance
and your health...
- Paying the Dentist: When choosing a benefits plan, it
is important to know who pays what to whom. Dental plans can be
categorized into three types based on the
compensation and treatment
- Choosing a Dentist: Dental benefits plans can be categorized
by the options offered for
selecting a dentist. Some plans
allow you the freedom to choose your own dentist...
Different Dental Insurance Plans for
Consumers can choose from an assortment of
dental benefits plans that
accommodate a variety of needs and expectations. The following factors may
influence the type of dental insurance plan you purchase...
INSURANCE, DENTAL PLANS, VISION & PRESCRIPTION
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we look forward to serving you and your family...
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