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InsuranceCompany.com is a specialist in dental care,
dental insurance plans, vision and prescription coverage programs. We
have
been in business since 1983 and
offer several national dental, vision and
prescription
programs depending upon the
state you live in...
You have selected the PacifiCare Dental Plan 511. Monthly premiums are $15.00 for an individual, $24.53 for a couple, and $34.61 for a family plan. This is a dental insurance only plan. Here's your chance to take the hassle out of maintaining a healthy and attractive smile. You just show up for your dental appointment and make your co-payment, no claim forms, no deductibles - what could be easier? We know cost is important, that's why the dental preventive care is so easy to get...and with low monthly rates and co-payments. Check the rates below and see how easy it is for you and/or your family to enjoy quality dental coverage while maintaining your budget. NO DEDUCTIBLES - NO CLAIM FORMS Your full benefits begin promptly. There are no deductibles and no yearly limits on benefits, and there are no claim forms to fill out. Your savings are in place when you visit your dentist. PREVENTIVE SERVICES AT NO CHARGE Many services such as x-rays, cleaning and fluoride treatments are provided at no charge! So maintaining good oral health has never been easier - or more economical. Additional preventive services at no charge include: office visits; x-rays (full mouth) once every 6 months; teeth cleaning - prophylaxis once every six months; topical fluoride (under age 18).
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LIMITATIONS AND EXCLUSION: CLICK HERE ARBITRATION: The Plan uses binding arbitration to resolve any and all disputes between the Plan and group or member, including, but not limited to, allegations against Plan of medical malpractice (that is an to whether any dental services rendered under the Plan were unnecessary or unauthorized or were improperly, negligently or incompetently rendered) and other disputes relating to the delivery of services under the Plan. Plan, group and member each understand and expressly agree that by entering into the Plan services group subscriber agreement or enrolling in Plan and agreeing to be bound by the Plan subscriber agreement. Plan, group and member are each voluntarily giving up their constitutional right to have all such disputes decided in a court of law before a jury and instead are accepting the is of binding arbitration. Group and member further contracting provider including but not limited to claims against a Plan contracting provider for medical malpractice are not governed by the Plan subscriber agreement. However Plan, group and member each expressly agree that the existence of any disputes between group or member and a Plan contracting provider, including but not limited to claims by groups or member against a Plan contracting provider for medical malpractice shall in no way affect the obligation to submit to binding arbitration all disputes between group or member and Plan. LIMITATIONS: Dentures or partials once every five years and then only when dentures cannot be made serviceable; cleanings once every six months; redlines not more than twice per year; full mouth x-rays once every two years; all family members must be assigned to the same dental office; orthodontic treatment must be provided by a member of the Plan Orthodontic Panel. EXCLUSIONS: Oral surgery requiring the setting of fractures or dislocations; treatment of malignancies, cysts or neoplasms; dispensing of drugs; teeth extracted for orthodontic purposes; cosmetic dentistry; treatment of temporomandibular joint syndrome (tmj); treatment by a specialist. DISCLOSURE: An application is a request for coverage which if approved by the Plan would then become the enrollment form and would be used to issue an identification card and a Disclosure Form. Upon acceptance of the application by the Plan, your benefits will become effective on the first of the next month. Detailed limitations and exclusions, coverage benefits, co-payments, as well as other services offered, are given in full in the Disclosure Form provided when coverage becomes effective. The Insurance Company always reserves the right to make the final determination with respect to all aspects of this Dental Program. This is not an attempt to describe coverages you may have or purchase but rather a brief description for sales purposes. Your coverage may vary and additional coverages are available that were not described here.
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