Find the right dental insurance for you. Insurance company offers traditional fee-for-service, dental PPO and prepaid program options for individuals and families looking for dental insurance.
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INDIVIDUAL - FAMILY DENTAL INSURANCE
Free Instant Individual - Family Dental Insurance Plan Quotes

Individual - Family dental insurance plan help and information - InsuranceCompany.com is a specialist in dental insurance and dental discount plans, vision and prescription coverage programs for individuals, families and groups. We have been serving the dental insurance community since 1983, you will find our licensed dental insurance agents are well informed and ready to assist you.

Compare dental insurance plans and decide which one is right for you and your family. Many of our dental plans have next day benefits including vision and prescription. InsuranceCompany.com offers quotes for individual and family dental insurance plans including an option to compare dental national coverage plans. Remember, buying dental insurance does not have to be a painful process.

We offer individual and family dental insurance benefit coverage in all 50 states. Insurance company is a national leader of dental health and related products with an e-market place to compare affordable dental insurance from the nations largest dental companies.
 

Dental Insurance Plan - Oral Health Dental Care

Individual Dental Insurance
Individual dental insurance is one of the most widely adopted private insurance types...

Indemnity Dental Insurance
This is another plan where the plan pays the dentist on a traditional fee-for-service basis...

Types of Dental Insurance
Dental insurance is intended to help offset the costs associated with dental care...

Supplement Dental Insurance
This dental plan will normally not cover the entire dental care procedure...

Student Dental Insurance
Is one of the most affordable with special student discounts...

Benefits of Dental Insurance
Remember, benefits vary depending on the type of dental insurance plan...

Dental Insurance for Crowns
Dental crowns are also useful for patients who tend to grind their teeth...

Dental Insurance Decisions
Dental decision is not an easy task when purchasing benefit coverage...

 
PPO Dental Insurance
Learning about Dental PPO's Preferred Provider Organizations - another true insurance plan..

Affordable Dental Insurance
Affordable dental insurance plans may have should not limit the pool of dentist..

Dental Insurance for Braces
Cheap dental insurance for braces can be found through a variety of insurers...

Cosmetic Dentistry - Insurance
A popular cosmetic dental procedures to a perfect smile is bonding...

Dental Plan Coverage
Always review the dental plan coverage description thoroughly for any variations in coverage...

Business Dental Insurance
Business dental insurance plans have become essential to businesses...

 

Family Dental Insurance For Root Canals
Root canals can cost a fortune and dental insurance can help reduce how much you pay...

Toothache Home Remedies - Garlic, Peppermint
Natural toothache remedies are more common than people think...

Does Dental Insurance Cover Dental Implants
Dental implants are a great substitute for dentures and bridge work...

What is Full Coverage Dental Insurance
Free information on full coverage dental insurance plans to help save you money...

Does Dental Insurance Cover Invisalign
Invisalign express for example is more affordable, because it is for minor spacing...

Cleaning Your Teeth - Does it Save on Dental Insurance
Replace your toothbrush every three or four months or sooner if the bristles become frayed...

What are Dental HMO's

HMO Insurance Networks
DHMO refers to a dental health maintenance organization that helps you find the best...

These insurance plans, also known as "capitation plans," operate like their medical HMO cousins. This type of dental plan provides a comprehensive dental care to enrolled patients through designated provider office (dentist).

A Dental Health Maintenance Organization (DHMO) is a common example of a capitation plan. The dentist is paid on a per capita (per person) basis rather than for actual treatment provided.

Participating dentists receive a fixes monthly fee based on the number of patients assigned to the office. In addition to premiums, client co-payments may be required for each visit. Some typical features of these plans:

- Monthly premiums (some require you to prepay a year's worth)

- Co-payments for office visits

- Free preventive or routine care

- You must select from an approved network of dentists

- May have an initial enrollment fee

- Annual dollar cap

- Your average monthly cost: $25 to $45

- Companies selling these plans are regulated by state insurance departments.

Paying the Dentist
When choosing a benefits plan, it is important to know who pays what to whom. Dental plans can be categorized into three types based on the compensation and treatment provided...

Best Individual - Family Dental Insurance PlansUnderstanding the various types of individual and family dental insurance and dental discount plans is important when trying to buy the right plan.

Finding the right value in dental insurance or dental plans is an important step in purchasing dental coverage for you and your family.

Both types of dental plans have advantages and disadvantages and one size does not fit everyone. Keeping this in mind is an important rule when you shop for the dental plan that best fits your needs.

We sell both individual and family dental insurance and dental discount plans throughout all 50 states. Here are some brief examples that may help you decide.

Indemnity - Dental Insurance

This is the plan where you choose your own dentist. The dental insurance plan pays the dental office (dentist) on a traditional fee-for-service basis. A monthly premium is paid by the client and/or the employer to an insurance company, which then reimburses the dental office (dentist) for the services rendered.

An insurance company usually pays between 50% - 80% of the dental office (dentist) fees for a covered procedures; the remaining 20% - 50% is paid by the client. These plans often have a pre-determined or set deductible amount which varies from plan to plan. Indemnity plans also can limit the amount of services covered within a given year and pay the dentist based on a variety of fee schedules. Some typical features of these plans:

  • High deductibles before coverage begins (well-designed plans don't apply the deductible to preventive services)

  • Probationary periods on certain procedures that last up to a year

  • Annual dollar limit on benefits

  • Chose your own dentist

  • Your average monthly cost: $15 and up

  • Companies selling these plans are regulated by state insurance departments.

Dental Discount

You will want to use caution with this type of dental plan since it is not insurance. The managing organizations have negotiated with local dental offices to establish a set price for a particular dental procedure and offer deep discounts (some up to 70%) off the regular ADA pricing code.

This plan has several advantages over traditional dental insurance plans, namely, there are no exclusions for pre-existing conditions. This allows a patient to receive immediate coverage for work without meeting any waiting period requirements.

Learning About Dental PPO's

Preferred Provider Organizations

Another true insurance plan, a Preferred provider organizations ( PPO) falls somewhere between an indemnity plan and a dental HMO. This plan allows a particular group of patients to receive dental care from a defined panel of dentists.

The participating dentist agrees to charge less than usual fees to this specific patient base, providing savings for the plan purchaser. If the patient chooses to see a dentist who is not designated as a "preferred provider," that patient may be required to pay a greater share of the fee-for-service. 

A group of dentists agrees to provide services at a deeply discounted rate, giving you substantial savings — as long as you stay in their network. Unlike the more restrictive DHMO, though, you can go out of network and still receive some benefits. Some typical features of these plans:

  • Monthly premiums

  • Annual dollar cap

  • You must stay within the approved network of dentists or pay higher deductibles and co-payments

  • Your average monthly cost: $20-25

  • Companies selling these plans are regulated by state insurance departments.

Dental Insurance - Plans and Benefits

It is our pledge to provide individuals and families with the easiest way to compare and purchase affordable, quality family and individual dental insurance and discount protection. 

How Dental Insurance Works - Dental insurance works similar to how health insurance works.  Dentists participating in a network agree to perform services for patients at pre-negotiated rates and usually will submit the claim to the dental insurance company for you. 

Our discount dental plans may be used as alternatives to dental insurance options or along with existing dental insurance plans for even more savings on most dental care procedures.

 Discount dental plans are dental insurance alternatives that offer attractive dental care savings.  Most people that have an individual or family dental insurance plan have it provided to them under an employer-sponsored group dental insurance plan. 

Other people may have an individual health insurance plan in which dental insurance is a supplemental option available to them through the same insurance company. 

Regardless of the type of dental insurance you have, you should consider the different individual health insurance options available to you as either an affordable replacement to your current plan or a supplement for additional coverage. 

When shopping for individual, family or group dental insurance quotes, always review the dental plan coverage description thoroughly for any variations in coverage levels.  Compare dental insurance plans and decide which one is right for you and your family.  We offer dental insurance benefit coverage in all 50 states.  Student dental insurance is one of the most affordable insurance plans available. 

Dental Insurance Plan Types: Similar to medical insurance plans, dental insurance plans are often categorized as either Indemnity or managed-care plans.  Dental insurance functions in the similar manner to that of an auto insurance in providing you compensation.  Dental Insurance Plan Choices - Indemnity Plan: An indemnity dental insurance plan allows you to select your own dentist. 

Dental insurance plans differ in the level of reimbursement offered for certain procedures and in annual dental spending caps.  Dental Insurance Plans and Programs

Dental health is extremely important for individuals and families and it’s financially helpful to have some form of dental coverage to minimize the costs of dental care. 

Popular dental insurance companies - Aetna, Delta Dental sell these plans.  Root canals can cost a fortune and dental insurance can help reduce how much you pay.  Understanding the various types of individual and family dental insurance and dental discount plans is important when trying to buy the right plan. 

We sell both individual and family dental insurance and dental discount plans throughout all 50 states.  This plan has several advantages over traditional dental insurance plans, namely, there are no exclusions for pre-existing conditions.
 

Dental Insurance - How Dental Benefits Help You

Family Dental Insurance
Family dental insurance plan is a very great way to cover your family, at reduced costs..

Delta Dental Insurance Plan Agent - Get Dental Help
Dental insurance coverage plans offered by Delta Dental member companies...

Best Dental Insurance Plans
Discusses the analysis of dental care needs in order to find the best dental insurance for you...

Aetna Dental Insurance Access Plans
Aetna dental insurance will also offer a lot of flexibility and convenience...

Careington Dental Plan - A Large Provider Network
Save 20% to 60% on most dental procedures including routine root canals and braces...

Find The Lowest Priced Dental Insurance
We found some the lowest priced dental insurance plans on the internet...

Student Dental Insurance - Buy Now and Save
Student dental insurance is one of the most affordable insurance plans available...

Understanding a Dental Health Insurance Plan
Popular dental insurance companies Aetna, Delta Dental sell these plans...

Tooth Ache Home Remedies and Dental Insurance
Discover the simple solutions to tooth aches and how dental insurance can help...

Does Dental Insurance Cover Teeth Sealants
Dental sealants act as a barrier, protecting the teeth against decay-causing bacteria...

Dentures - Defraying the Cost with Dental Insurance
If you’ve lost all of your natural teeth replacing missing teeth will benefit your appearance
...

Dental Health - Dental Insurance Benefits
Based on information gathered during the ADA annual session, dentists report...

Teeth Whitening - Does Dental Insurance Pay
Teeth whitening products is the latest fad but are they safe for you and your family...

What is Cosmetic Dental Insurance
A popular cosmetic dental procedure to a perfect smile is bonding...

Teeth Cleaning - Helps Reduce Insurance Premiums
Dental hygiene remains at the bottom of the health care duties...

Dental Insurance - Important Dental Care Information

Wisdom Teeth
Wisdom teeth are a valuable asset to the mouth when they are healthy...

Tooth Decay
Although tooth decay has declined among young children as a group problems remain...

Making Informed Choices
The law mandates that consumers with dental coverage receive a detailed handbook...

Choosing a Dentist
Dental benefits plans can be categorized by the options offered for selecting a dentist. Some plans allow you the freedom to choose your own dentist...

Direct Reimbursement Plans

A dental care plan now coming into vogue is the direct reimbursement plan. This is a self-funded benefit plan — not insurance — in which an employer pays for dental care with its own funds, rather than paying premiums to an insurance company or third-party administrator. You, the patient, pay the full amount directly to the dentist, then get a receipt detailing services rendered and the cost, which you show to your employer. The employer reimburses you for part or all of the dental costs, depending on your specific benefits.

Your company might reimburse 100 percent of your first $100 of dental expenses and then 80 percent of the next $500, and 50 percent of the next $2,000, with a total annual maximum benefit of $1,500. Or it might reimburse only 50 percent of your first $1,000, resulting in a $500 yearly cap.
Some typical features of a direct reimbursement plan:

    Some typical features of a direct reimbursement plan:

  • Neither you nor your employer pay monthly premiums

  • Freedom to choose any dentist

  • Typical employer cost: depends on the number of employees and

  • benefit caps

  • Benefits usually capped at $500 to $2,000 annually.

Annual Benefits
To help contain costs, your plan may limit your benefits by number of procedures and/or dollar amount in a given year. In most cases, particularly if you've been getting regular preventive care, these limitations allow for adequate coverage...

Getting the Most out of Your Dental Plan
To take full advantage of your dental benefits plan, visit the dentist regularly and get the preventive care that will keep your mouth healthy...

All Dental Plans have their Limitations
Today's health insurance, including your dental plan, is designed to help you get the care you need at a reasonable cost. Because each person's oral health is different, costs can vary widely. To control dental treatment costs...

 

This site has up-to-date information on individual and family dental, offices, companies, dentists, and coverage for babies, children, kids, teenagers, young adults, adults, retirees and more. Find the right dental insurance for you by entering your zip code. Family dental insurance plan is a very great way to cover your family, at reduced costs.  If we are unable to offer a dental insurance plan, we will provide a dental discount plan, if available, and clearly state it.  A dental insurance policy may help considerably with the costs, often paying 100% of the expense of preventive benefits

With dental insurance plans for you and your family, we can help make it easier to keep your smile healthy.  Our individual dental insurance plans provide you with the coverage you need to promote good dental health.  We feature a wide variety of dental insurance plans.  Some dental plans are administered by Delta Dental Insurance Company, part of the nation’s oldest and largest dental benefits system. 

For your dental health, you need to take care of two things -- Your daily dental teeth care: A well planned dental insurance plan.  We will provide you with that information, what are the most affordable dental insurance plans around, making terms such as insurance quotes, direct reimbursement, family discount options, financial availability and premium capitation a breeze.  There is a difference between traditional dental insurance plans and discount plans.
 

Dental Insurance Disclosure

The dental insurance programs listed are based upon the zip code you entered and their availability. If we are unable to offer a dental insurance plan, we will provide a dental discount plan, if available, and clearly state it. Please be sure to contact the plan dental office to confirm they are accepting new patients and they are accepting the dental plan you have selected. If you have any dental plan questions please feel free to contact our office during regular business hours. You will find our licensed insurance agents ready to assist you.

Our dental web site is very clear if you are selecting a dental insurance plan or a dental discount plan. We understand that there are many dental plan web sites popping-up all over the internet, claiming to offer "dental insurance" when in fact they do not and are not licensed to offer a dental insurance plan. If you find a site that says they offer dental insurance, they are "required" to show their insurance license information on the web site, as noted at the bottom of this page.

If they don't, then report them to your local state department of insurance. If you find a dental web site stating they offer "dental insurance" and in fact they don't, then take the opportunity to report that site to the search engine you found them on. Our entire staff is licensed to offer, sell and service dental insurance. Always ask to speak with a licensed insurance agent. Ask them if they are licensed. Full disclosure is our guarantee...
 

Members can save on all dental charges and procedures including dental restorative cosmetic work (fillings, dental crowns, dental braces, dental implant's) and dental product related items, etc.), dental hygiene services, preventative work (teeth cleaning, x-rays, etc).  General dentistry, dental hygienist, dental assistant, dental assisting and all specialties where available are covered.

INDIVIDUAL DENTAL INSURANCE, DENTAL PLANS, VISION & PRESCRIPTION COVERAGE
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2017-10-16T10:08:25+00:00 Harbor City - Los Angeles, California.